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The 6 specific ways I make money and the beauty of multiple streams of income.

I’m writing this to you from the Equator aboard the largest cruise ship in the world.

Mike and I aren’t really cruise people, but we won this all expenses paid trip for being one of the top growers last year with our product partner, USANA Health Sciences and we’re having a ball!

(The other day I took a Chicago dance class in a venue called Dazzlers on board where we learned choreography to All That Jazz. Seriously – so fun!)

We’re not only not paying for this amazing vacation, we’re still making money this week even though we’re not working (aside from me writing to you.)

And no, it’s not because we have so many weeks of paid vacation per year. It’s because we’ve been smart about where we’ve put our energy. We’ve learned to invest our time in streams of income that pay us over and over again for work we’ve done once.

I’m not telling you this to brag. I’m telling you this because I want to make sure you know it’s possible.

Mike and I live a lifestyle of freedom because we’ve created multiple streams of income that pay us whether we’re working or not. And I want you to know exactly how we do it so that you can do it too.

When both of us got started in business (me at the age of 18 and Mike at 21) neither of us knew anything about residual income or creating multiple streams of income. We had to study it and put it into practice.

Today’s episode of Financial Freedom Friday is the second to last in the series and it’s a good one. (Not that they all aren’t good – but this one is particularly practical.)

In the video below you’ll hear me share:

  • the 6 specific ways that Mike and I make money and how we got started
  • a simple strategy for choosing which stream of income to start building first
  • how to know when it’s time to start a new stream of income
  • the top mistake people make when they start setting up their income streams
  • my biggest downfall when it comes to building my business that I’m still working on
  • and more!

Click the video below to get the goods:

Focus prevents overwhelm. ~@katenorthrup (Tweet it!)

Over to you:

Is the concept of creating multiple streams of income new to you? Is this something you already have set up? Which ones have you chosen and why?

I always learn from you so please leave a comment!



  • I love this!! Multiple streams of income has been on my mind for a while, but I haven’t taken the time to set them all up and get them rocking. Thank you for this inspiration!

  • Ha! I loved the picture of Einstein that popped up. :) Excellent.

    Thanks for the fabulous tips and the un-overwhelming way to implement them. I always look forward to Fridays for your videos! Thanks so much.

    (And enjoy your cruise and ‘all that jazz!’)


  • This is great, Kate! I’ve been working on creating multiple streams of income, but it definitely feels a little overwhelming at times to give them all my attention. You’re right about focus preventing overwhelm – I really need to laser focus on one area at a time until it becomes stable and thriving. Perfectly timed advice, as always!

  • Deborah Chalk

    Thanks for this Kate. I want to build up a coaching practice as my first stream of income. Thanks for this really helpful information. I would otherwise have been tempted to diversify too early. D

  • Thanks for this reminder to focus on getting my website with affiliate marketing up and running! I have no idea how/where to begin other streams of income, but I’m trusting the universe will help them unfold…

    Love + light ~

  • Kate, this video and your advice is incredible. I’m just sad that this is the first video of yours I’m seeing.

    I LOVE your work and am totally gelling with everything you’re saying. The fact that you advise going with ONE THING–and that cementing and excelling in that one thing may take 3 to 5 years–is such amazing acknowledgement and validation that hard work takes awhile but totally pays off. We often lose the perspective that it’s important to put in the effort now for not only what will pay off right away, but for the long term. (I’m also reading The ONE Thing right now by Gary Keller and Jay Papasan, so this idea is running all over my brain these days). Kudos on succinctly sharing a great, true message. :)

    Can’t wait to see all your other videos and read Money: A Love Story!!

  • Great video Kate! Especially as an entrepreneur its so important to have multiple streams of income. But I do like that you mention that you need to start with one stream of income. It can be easy to get overwhelmed and this is a good way to break it down.

    Alexis Meads

  • Great article! This is something I need to hear as I am branching off in to creating more streams of income for myself.

    I am a contractor for a couple social media firms to cover living expenses. Currently I am working towards working on residual income.

  • Rae

    Hello :) “Focus prevents overwhelm”–thank you for saying that so clearly and simply. Thank you for sharing about your personal income streams, it is encouraging me to focus, calm down and get to work. I look forward to nurturing my own micro-business and see that it’s worth it to “single task” this, and not spread my energy too thin. I enjoyed the video, thanks again :)

  • I offer information products on instant download, workshops and consulting sessions. I also have affiliate relationships that I don’t put to work the way I should.

  • Thank you, thank you, thank you Kate…

  • Thank you, Kate! I’ve been running into two challenges: 1) Too many ideas at once – lots of overwhelm and 2) wanting to give all my attention to building my business but not having any other money to fall back on! Not to worry – I’ve got your book and am through chapter one so I’m excited about the appendix you mentioned. Feeling confident things are turning around. Much love!

  • My low hanging fruit is building up my massage practice. I spent 3 years building that up and I have now added network marketing with doTERRA which is turning out to be a great retail match for my massage business.

  • Such great advice, Kate! I know I’ve been guilty or ‘jumping ship’ to the next big idea in the past and as exciting as it is at the time, nothing ever feels quite finished.


    Vari x

  • Jamie Leff

    Perfect!!! LOVED this! Totally answered my question!!! Hope you are having fun!!!

  • Gillian

    Thank you for your generosity in sharing such useful information in such a clear and fun way!

  • Thank you Kate how generous and loving to share this info. I love you’re work.

  • Thank you Kate!!! So glad to hear that marketing business can take 3-5 years to build. I know that it is worth to try. I have added one to my income stream as well and will enjoy fruits in 3-5 years ;))) Many thanks for your videos!!!

  • Anushae Shroff

    Well done Kate! You are an inspiration! I want to attract multiple sources of income and I know I will! FOCUS – Follow One Course Until Successful! Amazing! Simply Amazing! Good luck and High Vibes

  • Thank you Kate!

    I appreciate your honesty. I have been feeling the pressure from various side to join network marketing “schemes” and I can’t help but feel hesitant/skeptical. I see your success, along with Elizabeth Rider’s, and I am glad it has been such a successful mission for you both.

    I again really appreciate your honesty and advice. We have to really focus on one before trying to create all 5! In the beginning stages of building something, one can really want to try and do as much as possible to create income. It’s that tricky place of living between patience and productivity :)

    Thank you!

    • Kate

      Yes – focus is key JJ! I’m so glad this was helpful to you. Please don’t hesitate to reach out if you have more questions about network marketing as you navigate your options!

  • Great post Kate and very informative, as I’m now in the process of building up multiple income streams. I have in the past, not been as successful with this, due to lack of focus. This really helps!


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